Mutual Fund Distribution
Regular-plan mutual fund transactions across leading AMCs, executed and tracked in one place.
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Mutual fund distribution, done properly — from Konnagar to wherever you live.
RG Wealth Creation is a mutual fund distribution practice run by Raju Ghosh from Konnagar, Hooghly. We handle the schemes, the forms and the follow-ups — so your money keeps moving while you get on with your life.
Most people do not stop investing because the market fell. They stop because a form was rejected, a mandate failed, or nobody picked up the phone in April.
RG Wealth Creation exists to close that gap. We are an AMFI-registered mutual fund distributor, which means our job is to help you access schemes, complete the formalities correctly and keep your folios in order for as long as you hold them. Everything is explained in plain language first — risk level, lock-in, cost, exit load — and the decision always stays with you.
Eight ways we support investors — from the first SIP mandate to the last redemption request. Each one is an execution and servicing role, carried out on your instructions.
Regular-plan mutual fund transactions across leading AMCs, executed and tracked in one place.
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Start, modify, pause or step-up systematic investment plans with paperwork handled for you.
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ELSS and other Section 80C options, with lock-in and documentation explained upfront.
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Long-horizon schemes, NPS and SWP-based withdrawal setups for the years after work.
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Goal-linked folios for school, college and overseas study milestones of your children.
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Term life, endowment and mediclaim policies sourced and serviced through licensed partners.
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NRE/NRO folio setup, FATCA formalities and repatriation paperwork for investors abroad.
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Company and bank fixed deposits with published rates, tenures and interest payout modes.
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Pledge your mutual fund units for a loan or overdraft, without redeeming your investment.
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There is no clever trick in this business. There is only doing the ordinary things properly, month after month.
Every category below is offered through registered manufacturers — AMCs, banks, issuers and IRDAI-licensed insurers. Suitability depends entirely on your own circumstances.
Equity
Schemes that invest primarily in listed shares across large, mid and small capitalisation segments.
Debt
Schemes investing in bonds, treasury bills and money-market instruments of varying maturities.
Hybrid
Schemes that hold a mix of equity and debt in a stated proportion within a single portfolio.
80C
Equity-linked savings schemes eligible under Section 80C, with a three-year statutory lock-in.
Passive
Passive schemes that track a stated index, with expense ratios typically lower than active funds.
Deposit
Bank and corporate deposits offering a contracted rate of interest for a fixed tenure.
Fixed income
Listed and unlisted debt instruments issued by corporates and government-backed entities.
Government
Government-notified retirement and small-savings schemes with defined contribution rules.
A sequence, not a sales funnel. You can stop at any step and nothing is charged to you.
We listen to what the money is for, when you will need it and how much variation you can live with.
We lay out the eligible product categories, their risk levels, lock-ins and costs in writing.
You choose. We complete KYC, folio creation, mandates and submission to the AMC or issuer.
Statements, switches, redemptions, nomination updates and answers — for as long as you hold.
We transact in regular plans of schemes managed by SEBI-registered Asset Management Companies. Names are listed for identification only; no endorsement or affiliation is implied.
Recognitions received at distributor platform events. These acknowledge distribution activity and are not an indicator of scheme performance or of returns to any investor.
Comments shared with permission. They describe the service received — they are not an indicator of scheme performance or of returns earned by anyone.
“Every query is answered patiently and every form is explained before I sign it. It is reassuring to have someone reliable managing the paperwork side of investing.”
“We appreciate how clearly things are explained to us as a couple — the risk, the cost, the paperwork — before any decision is made. Nothing feels rushed.”
“Responsive and straightforward. Questions get real answers instead of being brushed aside, and that matters more to me than anything else.”
“What stands out is the follow-through — forms are completed correctly the first time and someone is always reachable when I need an update.”
“I appreciate that recommendations come with a clear reason attached, not just a suggestion. Every call is returned, and that reliability is worth a lot.”
“As a couple planning finances together, we valued being walked through the details jointly rather than separately. Questions are welcomed, not rushed past.”
General educational reading. Nothing here is a recommendation to buy, sell or hold any scheme.
A rupee-cost-averaging walk-through of what happens on your SIP date, and why the number of units you receive keeps changing.
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The five sections of an SID that matter most to an ordinary investor, and what each of them is actually telling you.
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How the 80C deduction works, what the lock-in means for every single instalment, and the questions to ask before you invest.
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No. Investors are not charged a fee by us. As an AMFI-registered distributor we receive commission from the Asset Management Company, and the rates are disclosed in the scheme related documents of every scheme.
Never. Every payment goes directly to the AMC, insurer or issuer through banking channels in your own name. Units and policies are held in your name and your bank account is the only one that receives redemption proceeds.
No one can, and as a distributor we do not offer that kind of recommendation. What we can do is explain how a scheme is structured, what it invests in, what the risk-o-meter says and what the costs and exit loads are, so that you decide with full information.
Yes, subject to the rules of the AMC and your country of residence. NRE and NRO folios, FATCA declarations and repatriation formalities are all handled from our office. Investors from a few jurisdictions, notably the United States and Canada, are restricted by several AMCs.
You get a consolidated view through our Analytics portal, along with statements sent by the AMC and the CAS issued by the RTA. We will walk you through reading them.
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully.
RG Wealth Creation is an AMFI-registered Mutual Fund Distributor (ARN 308075). We distribute and service financial products. We are not registered with SEBI as an Investment Adviser or Research Analyst, and nothing on this website is investment advice, a recommendation, or an offer to buy or sell any security or scheme.
Content on this site is for general information only. Past performance does not indicate future results. Please read the scheme related documents and consider your own circumstances before investing.
Talk to us about the schemes on our platform, the paperwork involved and how transactions are placed. No obligation, no charge to you.
Begin a goal-linked Systematic Investment Plan from ₹1,000 a month. Sit with us for a free, no-obligation conversation — at our Konnagar office or over a call.