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Products We Distribute

Eleven categories sourced from SEBI-registered AMCs, banks, issuers and IRDAI-licensed insurers. Suitability depends on your own circumstances.

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Products We Distribute
Product catalogue

What you can access through our desk

Descriptions below are factual summaries of how each category works. They are not recommendations, and no category is suitable for every investor.

Equity Mutual Funds Equity

Equity Mutual Funds

Schemes that invest primarily in listed shares across large, mid and small capitalisation segments.

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Debt Mutual Funds Debt

Debt Mutual Funds

Schemes investing in bonds, treasury bills and money-market instruments of varying maturities.

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Hybrid Funds Hybrid

Hybrid Funds

Schemes that hold a mix of equity and debt in a stated proportion within a single portfolio.

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ELSS (Tax-Saver) Funds 80C

ELSS (Tax-Saver) Funds

Equity-linked savings schemes eligible under Section 80C, with a three-year statutory lock-in.

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Index Funds & ETFs Passive

Index Funds & ETFs

Passive schemes that track a stated index, with expense ratios typically lower than active funds.

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Fixed Deposits Deposit

Fixed Deposits

Bank and corporate deposits offering a contracted rate of interest for a fixed tenure.

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Bonds & NCDs Fixed income

Bonds & NCDs

Listed and unlisted debt instruments issued by corporates and government-backed entities.

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NPS & PPF Government

NPS & PPF

Government-notified retirement and small-savings schemes with defined contribution rules.

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Gold Funds & ETFs Commodity

Gold Funds & ETFs

Schemes that take exposure to gold prices without the need to hold the metal physically.

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Life Insurance Protection

Life Insurance

Term, endowment and ULIP policies from IRDAI-registered insurers, arranged through licensed channels.

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Mediclaim Health

Mediclaim

Individual, family floater and top-up health indemnity policies with cashless hospital networks.

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Side by side

How the categories generally compare

A broad orientation only. Actual terms differ by scheme, issuer and policy — always read the scheme related documents or policy wording.

CategoryTypical horizonLock-in / exitRisk characterReturn basis
Equity mutual fundsLongNil (open-ended)Very high to highMarket-linked
Debt mutual fundsShort to mediumNil (open-ended)Low to moderateMarket-linked
Hybrid fundsMedium to longNil (open-ended)Moderate to highMarket-linked
ELSS (tax-saver)Long3 years per instalmentVery highMarket-linked
Index funds & ETFsLongNil (open-ended)Very high to highMarket-linked
Fixed depositsShort to mediumAs per tenure chosenIssuer credit riskContracted rate
Bonds & NCDsMedium to longTill maturity / listed exitIssuer credit riskCoupon based
NPS & PPFLong (retirement)Statutory, scheme specificAs per chosen allocationScheme rules
Gold funds & ETFsMedium to longNil (open-ended)HighGold price linked
Life insuranceLongAs per policy termsProduct specificPolicy terms
MediclaimAnnual renewalWaiting periods applyNot applicableIndemnity cover
Please note. Risk levels shown are indicative categories, not the statutory risk-o-meter of any specific scheme. Taxation depends on the product, holding period and prevailing tax law, and on your individual position — please consult a qualified tax professional. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
Choosing between product categories
Documents firstRead before you sign
Before you commit

Five questions worth asking us

Ask them about any product on this page. If an answer is not clear, ask again — that is what the desk is for.

  • What exactly does this product invest in or cover?
  • What can I lose, and over what kind of period has that happened before?
  • What are the total costs — expense ratio, exit load, premium loadings?
  • When can I get my money out, and what does it cost me to do so early?
  • Where is this written down, and can I have a copy before I sign?
Ask the desk

Ready to start your investment journey?

Talk to us about the schemes on our platform, the paperwork involved and how transactions are placed. No obligation, no charge to you.

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