RG Wealth Creation began with a simple observation: households in and around Konnagar were not short of information about investing. They were short of someone who would sit with them, finish the formalities and still be reachable three years later.
Raju Ghosh started the practice to fill exactly that role. Today the desk handles mutual fund transactions, systematic investment plans, fixed deposits, bonds, government-notified schemes and insurance placements for families, salaried professionals, business owners and non-resident Indians.
The work is deliberately unglamorous. We do not forecast markets and we do not chase the scheme that topped last quarter's chart. We help you access products from registered manufacturers, keep your records clean, and stay available when something needs fixing.
Our role has a precise definition, and we stay inside it. That protects you as much as it protects us.
As an AMFI-registered distributor we help you access schemes, complete the documentation and execute the transactions you instruct. We are not registered with SEBI as an Investment Adviser or a Research Analyst, so we do not issue buy or sell calls, portfolio recommendations or return projections.
What we do instead is explain. What a scheme holds, where it sits on the risk-o-meter, what the expense ratio and exit load are, what the lock-in commits you to, and how the tax treatment generally works. Then you decide, and we execute it accurately.
Not a mission statement. These are the operating rules we are happy to be judged against.
Lock-in, exit load, risk level and cost are put on the table before a form is signed. Surprises are the fastest way to lose an investor's trust.
You are not routed through a call centre. The person who opened your folio is the person who answers when a mandate bounces.
KYC, nomination, bank changes, transmission — the unglamorous work that decides whether your family can actually reach the money.
Investors in Bengaluru, Dubai or Melbourne are served the same way as investors in Konnagar, by appointment across time zones.
A proprietary practice, which means accountability has one name on it.
Raju Ghosh holds ARN 308075, issued by the Association of Mutual Funds in India and valid from 20/10/2024 to 10/10/2027. The practice operates from Manindra Apartment in Konnagar, Hooghly, and works with distributor platforms that give investors access to schemes from a broad set of Asset Management Companies.
Recognitions received at platform events — including an Emerging SIP Champion recognition from Prudent — acknowledge distribution activity. They are not an indicator of scheme performance and say nothing about the returns any individual investor has earned or will earn.
Everything you may want to verify about who you are dealing with, in one place.
| Business name | RG Wealth Creation |
|---|---|
| Constitution | Sole proprietorship of Raju Ghosh |
| Registration | AMFI Registered Mutual Fund Distributor |
| ARN | 308075 (holder: Raju Ghosh) |
| ARN validity | 20/10/2024 to 10/10/2027 |
| Registered office | Manindra Apartment, 3 Criper By Lane (South), Konnagar, Hooghly – 712235, West Bengal, India |
| Working hours | Monday to Saturday, 10:00 AM – 8:00 PM. Sunday — by prior appointment. |
| Contact | +91 98314 75535 · tamalikaghosh1979@gmail.com |
| Service area | Investors across India, and non-resident Indians overseas, subject to scheme and jurisdiction eligibility |
Talk to us about the schemes on our platform, the paperwork involved and how transactions are placed. No obligation, no charge to you.
Begin a goal-linked Systematic Investment Plan from ₹1,000 a month. Sit with us for a free, no-obligation conversation — at our Konnagar office or over a call.
